Your Direct Loan Servicer
The U.S. Department of Education is the lender for all William D. Ford Federal Direct Loans. These loans will remain with the federal government for the life of the loan. Your Direct Loan Servicer will oversee your loan account until all your direct loans are paid in full. Your loan servicer will be your primary contact throughout repayment to process your deferment and forbearance forms, provide answers to your questions regarding payment, provide information about the various repayment options, process change of address forms, and send you your bills. To find out who is servicing your Direct Loans, login to studentaid.gov (you will need your FSA ID and password).
Find a list of Loan Servicers appointed by the U.S. Department of Education.
Have you borrowed a federal direct loan during your time here?
If yes, now is the time to complete Exit Counseling.
You have several repayment options for your Federal Direct Loans. In addition to different repayment plans, the U.S. Department of Education offers loan forgiveness programs for teachers and public service positions.
- Repayment Options
- Standard - 10 years to repay
- Income Based Repayment - monthly payment is based on income and family size (must apply annually)
- See Your Federal Student Loan Repayment Options with Loan Simulator
- Federal Direct Loan Forgiveness Programs