Exit Counseling

Graduating? Have a federal loan? Now is the time to complete Exit Counseling. Use the link below to complete Exit Counseling based on the federal loan you borrowed.

Your Direct Loan Servicer

The U.S. Department of Education is the lender for all William D. Ford Federal Direct Loans. These loans will remain with the federal government for the life of the loan. Your Direct Loan Servicer will oversee your loan account until all your direct loans are paid in full. Your loan servicer will be your primary contact throughout repayment to process your deferment and forbearance forms, provide answers to your questions regarding payment, provide information about the various repayment options, process change of address forms, and send you your bills. To find out who is servicing your Direct Loans, login to studentaid.gov (you will need your FSA ID and password).

Click here for a list of Loan Servicers appointed by the U.S. Department of Education 

Additional Information

Repayment Options

You have several repayment options for your Federal Direct Loans. In addition to different repayment plans, the U.S. Department of Education offers loan forgiveness programs for teachers and public service positions.