Apply for a PLUS Loan

  1. Go to the Federal Student Loan website: https://studentaid.gov/plus-app/parent/landing
  2. Sign in using the parent FSA ID and password.
  3. Click on Request a PLUS Loan.

Note: If a parent is determined ineligible to borrow through the Federal Direct PLUS Loan Program, the student may be eligible for an additional Federal Direct Unsubsidized Loan: 

  • First and second year students are eligible for up to an additional $4,000 per year.
  • Third year students and beyond are eligible for up to an additional $5,000 per year.

PLUS MPN for Parents

If you decide to borrow a Federal Direct Parent PLUS Loan, you (the parent borrower) are required to complete a Parent PLUS Loan Master Promissory Note (MPN). The Parent PLUS Loan MPN can be completed online using the parents' FSA ID and password.