The Financial Aid Office will determine your Federal Direct Loan eligibility after reviewing your FAFSA.
Federal Direct Loan Program
The Federal Direct Loan program includes the Federal Direct Subsidized Loan and the Federal Direct Unsubsidized Loan. Generally, eligibility for a Subsidized Direct Loan is based on two things: 1) your FAFSA EFC and 2) the amount of grants and scholarships you receive. Federal Direct Loan limits (the maximum amount a student can borrow) are set by the U.S. Department of Education. Click here for more information about the Federal Direct Loan program.
Additional Loan Options
If you need additional assistance to pay for school, there are three additional loan options:
A Private Student Loan is in the student's name and will likely require a cosigner in order to be approved. Click here to search for Private Student Loan options and to apply online.
As a parent of a college student, you can obtain a Federal Direct Parent PLUS Loan (also commonly referred to as the Parent PLUS Loan). Unlike a federal student loan, the parent is the borrower. Click here to learn more and to apply for a Parent PLUS Loan.
With a Private Parent Loan, the parent is the borrower. Click here to learn more and to apply for a Private Parent Loan.
Who is My "Loan Servicer"
Click here for a list of Loan Servicers appointed by the U.S. Department of Education.
Your Federal Direct Loan will be serviced by one of the loan servicers appointed by the U.S. Department of Education. Your loan servicer will contact you after your Federal Direct Loan (or Federal Direct Parent PLUS Loan) has been disbursed. You can also view your Direct Loan information and find your loan servicer by accessing the National Student Loan Data System online at www.nslds.ed.gov (you will need the PIN you received from the U.S. Department of Education).
- Federal Direct Loan
- Federal Perkins Loan - please contact the Student Accounts Office at (920) 832-6547