Health Insurance for International Students

Lawrence requires all international students (F-1 and J-1 student visa holders) to have sickness and accident insurance. The cost of health care, especially hospitalization, is very expensive in the United States. Even a short illness can have a high cost associated with it. Students, therefore, must have health insurance to protect themselves from the effects of those costs. Each F-1 and J-1 international student at Lawrence is automatically enrolled in the program and billed for the cost unless the insurance waiver form (see below) is submitted by July 1 each year. The cost for the insurance plan in 2019-2020 is $1,483.00. 

To waive insurance, students must demonstrate that they have U.S. coverage that is similar to Lawrence's plan and complete the waiver by the July 1 deadline by completing the International Waiver on-line or requesting a paper or electronic copy from International Student Services ( and returning it by the appropriate deadline.

The sickness and accident insurance plan available through Lawrence is administered by SAS, Student Assurance Services, Inc. using the Consolidated Health Plans (CHP). The benefit summary can be viewed at the benefit summary at All questions about coverage and claims should be directed to CHP (contact information is on the provided student insurance card mailed to insured individuals each year).

Students may direct questions regarding the Lawrence University Health Insurance Plan and procedures to Wellness Services via email,, or International Student Services via emailing You may also visit the Health Center’s Health Insurance website for further information.

Health Insurance Resources

Below are a number of resources distributed during orientation that may help you as you make health care decisionsDisclaimer:  The actual contract or plan document must be consulted to determine the governing contractual provision, limitations, or exclusions. There is no guarantee, expressed or implied by Lawrence University or vendors of plan provisions or level of payments.

General Lawrence insurance policies and information below.

International Student Athletes' Insurance Requirements

International athletes need to have an NCAA approved insurance policy.  Athletes who have evidence of an alternative policy must submit a waiver to ISS by July 1st each year so they are not automatically enrolled and billed for the international student insurance policy.

For more information student athletes can contact the Lawrence University Head Athletic Trainer at 920-832-6762 or review the Student Athlete website.