Benefits are an important part of your total Lawrence University compensation package. As a university employee, you are offered a wide choice of benefit plans. Certain eligibility conditions must be met to qualify for all plans.

In addition to being an integral part of your Lawrence compensation, benefits provide peace of mind for you and your family members in almost every area of life, ranging from medical coverage to disability insurance, flexible spending accounts, and life insurance plans. The information below provides a brief summary of your benefit options. If you have any questions related to your benefits package, please contact Human Resources.

LU Medical Plans

The self-funded medial insurance plan is administered by UMR. The medical insurance plan is offered on a shared-cost basis with optional participation. There are two different deductible plans to choose from. Our medical insurance program is termed a PPO (Preferred Provider Organization) plan, meaning that the insured may see providers inside or outside of the network subject to copays and/or deductibles and coinsurance. The provider network is United Healthcare Choice Plus Network, which is a nationwide network of healthcare providers. You may find more information by referring to the Summary Plan Description or by visiting UMR's website or by calling UMR at 1-800-826-9781.

Delta Dental

The Delta Premier Dental Plan through Delta Dental is a fee-for-service with benefits that include routine preventive care at 100%, and basic care (fillings, root canals) at 80%, major care (crowns, bridges) at 50%, and orthodontic care at 50% (up to a maximum lifetime of $1,000). You may find more information by referring to the Summary Plan Description or by visiting Delta Dental's website.

Vision Plan

In partnership with Superior Vision, benefit eligible employees are provided the option to enroll in additional vision coverage.  Two plan options are provided to allow for the choice that best meets the needs of each plan participant and any eligible dependents.  Plan 1 is a materials only plan which only covers hardware such as frames, lens, lens options and contact lenses.  Plan 2 is a full-service plan which provides coverage for exams and materials.  The Lawrence University medical plans include coverage for a routine eye exam, glaucoma testing and eye refraction under the preventive care benefit.  The coverage is 100% paid by the plan with the deductible waived.  If you're covered under one of the University's medical plans, you may wish to consider enrolling in the material only option in order to avoid duplicate coverage.

Flexible Spending Accounts (FSA)

Employees may set aside pre-tax dollars every payday and use the money to pay for out-of-pocket un-reimbursed medical, vision and dental expenses. Examples of eligible expenses include: vision care, orthodontia, co-pays and deductibles. In addition, monies may also be set aside for certain work-related dependent day care expenses. Most types of expenses are covered including care in your home or in a licensed day care center. Participation in this program is optional and offered upon initial benefit eligibility or during open enrollment. Unused balances in the health flexible spending account and dependent care accounts will be forfeited at the end of the plan year. For more information on Lawrence's FSA plan, please visit EBC's website or the Summary Plan Description.

Term Life / Accidental Death and Dismemberment Insurance

All benefit eligible employees automatically receive Basic Term Life Insurance & Accidental Death and Dismemberment (AD&D) coverage. The Basic Term Life Insurance is equal to two times the employee's basic annual earnings to a maximum of $400,000. The guaranteed issue amount is $400,000. Lawrence University pays 100% of this premium; there is no cost to the employee.  For information on Lawrence's Group Life, please review the Certificate of Coverage or visit VOYA's website.

Eligible employees also have the option of purchasing Supplemental Term Life Insurance & AD&D for the employee, employee's spouse/domestic partner, and any dependent child(ren). Employees may elect from a minimum of $20,000 to a maximum of $500,000 (in $10,000 increments), not to exceed five times your basic yearly earnings. For spouse/domestic partner supplemental life insurance, employees may elect up to 50% of the employee's supplemental life insurance. The Guaranteed issue amount for employees is $180,000 and $50,000 for spouses/domestic partners.  Any amounts over $180,000 (employee) or $50,000 (spouse/domestic partner) will require Evidence of Insurability. Supplemental coverage for children may be purchased in $2,500 increments to a maximum of $10,000. Premiums are paid by the employee and are based on age and tobacco use.

Short and Long Term Disability

Upon hire or at Open Enrollment, benefit eligible Lawrence staff employees with less than 480 hours of sick time will be eligible for Short Term Disability coverage. The employee pays 100% of the premium. The scheduled amount is 66.67% of the employees regular pay subject to the maximum. For certain conditions there may be up to a two week waiting period. For more information, please refer to the Certificate of Coverage or Voya's website.

After one year of employment and working 32 hours per week or more, employees will become eligible to participate in the long-term disability insurance program. Lawrence University pays 100% of the premium. There is no cost to the employee. For more information please contact your HR representative.

Long Term Care

Long Term Care (LTC) insurance is an important part of your financial or retirement planning. Purchasing coverage early will give you the most affordable rate since premiums are age rated and held at the age of purchase. This insurance can also give you comfort in knowing that you're helping to preserve your retirement funds and savings for you and your family. In addition, this coverage is available to your family members. The LTC insurance provides assistance when you experience difficulties performing Activities of Daily Living such as: feeding, dressing, grooming, walking, using the toilet, and transferring from bed to chair and back. Premiums are paid by the employee or covered family member.  For more information regarding this benefit, please see the Summary Plan Description or contact Human Resources for enrollment materials.

Employee Assistance Program (EAP)

In today’s complex world, a variety of personal issues can arise that can affect our health, relationships and well-being.  Lawrence University provides confidential and voluntary assistance through ERC which is available to help you and your family members deal with a wide range of problems such as stress, grief, job concerns, alcohol and drug abuse or other addictions, parenting/family issues, and other concerns. Employees and your family members can take advantage of up to 8 confidential, face-to-face sessions of counseling per issue per year at no cost. ERC also offers work/life balance resources to help employees balance work responsibilities with personal and family needs by providing assessment, consultation, counseling, education, resources, and referrals for issues throughout your life cycle.  For more information, simply contact ERC at 1-800-222-8590 and identify yourself as a participant of Lawrence University’s EAP.

Retirement Plan

Lawrence University sponsors the Lawrence University Retirement Readiness Plan, and has selected Transamerica Retirement Solutions to administer the retirement plan. The plan allows employees to make voluntary employee contributions as soon as administratively feasible. Employees become match eligible upon completing one year of service in which you have worked at least 1,000 hours. The plan provides that Lawrence will make a matching contribution to the plan equal to 200% of the first 4% of pay you contribute to the plan (e.g., an additional 8% of your pay).  Employees whose previous employment was with certain qualifying organizations may be eligible for immediate match eligibility. Please fully complete and return the 403b Immediate Match Eligibility Form to Human Resources if applicable. Employee participation becomes mandatory at 4% employee contribution upon reaching age 30 and 2 years of service in which you have worked at least 1,000 hours.

The Lawrence University Retirement Readiness Plan will automatically enroll participants hired on or after September 1, 2017 unless you elect otherwise. The plan's automatic employee deferral rate is 4% of your salary. This will start as soon as administratively feasible after your plan entry date or 30 days after your date of hire, whichever is later.

To make changes to your Retirement Readiness Plan account or to opt-out of automatic enrollment access or call 800-755-5801. When accessing your online account the first time, click on "New User? Get started now." under the log-in section. Follow the instructions for the first time users to create a Customer ID and establish a password, and then access your account to elect or change your contribution amount and investment allocations. Additional plan information and tools can be utilized when accessing your online account.

Prior to January 1, 2016, Lawrence provided a defined contribution plan and tax deferred savings plan to eligible participants, which included two (2) vendors -- TIAA-CREF and Fidelity Investments -- providing a variety of investment options. For more information, please refer to Defined Contribution Summary Plan Description or the Tax Deferred Savings Plan Summary Plan Description. Current TIAA-CREF and Fidelity participants may contact Human Resources for the TIAA-CREF and Fidelity Investments for additional resources for either plan.

Tuition Remission Program

Full-time employees (working 40 hours per week) with dependent children of college age may apply for tuition remission at Lawrence, a participating ACM college, or the Tuition Exchange, Inc., of which Lawrence is a member. To be eligible, the employee must have completed at least two years of full-time employment. For more information, please refer to the Staff Handbook. Additional information about eligibility, participating schools and application instructions can be found at Tuition Benefit for Faculty & Staff.

Employee/Dependents (spouse, partner, children) Tuition Benefit Program

Full-time employees (working 40 hours per week) and their spouse/partner may each receive tuition waivers for up to six course credits during any single academic term. Part-time employees (working 20 hours per week or more) and their spouse/partner/child may each receive tuition waivers for up to nine course units during any single academic year, but will only receive tuition waivers for up to six course units during any single academic term. Some restrictions apply. If you are interested in enrolling in courses through the tuition waiver benefit, please complete the Tuition Waiver Form and submit the completed form to Human Resources. For more information, please refer to the Staff Handbook.

Tuition Waiver Form

Travel Assistance Insurance

CNA Passport and Worldpass (PDF) is available to all employees traveling outside of the country for 90 days or less. Companion Assistance provides pre-trip assistance and information as well as personal and emergency assistance, including but not limited to foreign exchange rates, translation/interpretation, emergency medical referrals, emergency medical evacuation and claims reporting assistance. For additional information, please contact Human Resources.

Paid Time Off Benefits

Paid time off is available for full-time or part-time staff working at least 20 hours per week.  Examples of paid time off benefits include: vacation, paid holidays, 1 personal day (some exclusions apply), and sick pay. Please refer to the Employee Handbook for more details.

Computer Purchase Loan Program

Lawrence University has an employee computer purchase loan program.  This program allows faculty and staff to finance a computer purchase with an interest-free loan.  For more information, please contact Human Resources at 832-6543.

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